THE PIKI PIKI LOAN TRAP — DO THE MATH BEFORE IT DOES YOU. Let me ask you a simple question. When you take a lipa mdogo mdogo piki piki, do you ever stop and do the math? Or do you just hear: “Pay 500 bob per day” and your brain shuts down? An average piki piki costs about KES 190,000 – 200,000 cash. Sounds manageable. Now you’re told: • Pay KES 500 per day • Interest is 4.5% per month That’s where the problem starts. 4.5% per month is over 50% per year. Let that sink in. If the bike costs KES 20

I shot this video a few years ago of Ruby making traditional Hopi Piki Bread. An indigenous food tradition that's been passed down for millennia. Ingredients are Hopi blue corn meal, wood ash, water, brain fat for the cooking stone, and all cooked over a wood fire. I love her masterful technique and her awesome sense of humor! -Sean | The Sioux Chef