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1:05
This man warns against giving debt collectors any information. Do this instead the first time they call:Tell them to send you the information they have on file.Tell them if they call again, they are in direct violation of the FDCPA, which is the Fair Debt Collection Practices Act.Log all communications.Do you have any family or someone you know who has been harassed by debt collectors? Send them this information so they know their rights.
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I would be lying if I said I never experienced my share of debt collectors calling the crib.😵💫 Look, debt is stressful and scary. Debt collectors can make you feel like a terrible person but you aren’t terrible. You are just going through a tough season. And thankfully there is a way out! Here’s how we did it.😅 We knew we needed to pay down and eventually pay off our debt. So we decided to use the debt snowball method. 1. Make minimum payments on all debts and then pay any and all extra mone
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🚨 IMPORTANT CONSUMER ALERT: LIST OF ALL DEBT COLLECTORS BANNED BY THE FEDERAL GOVERNMENT 🚨 A lot of people don’t know this, but the Federal Trade Commission (FTC) permanently bans companies and individuals when they break the law while trying to collect debts. Once they’re banned, they’re not allowed to participate in the debt-collection business ever again. This protects you from scams, harassment, threats, fake lawsuits, fake wage-garnishment claims, and illegal tactics. The FTC keeps a publ
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URGENT SCAM ALERT It appears The NCR (National Credit Regulator) Debt Help debt counsellor database has been compromised! Scammers are now using REAL registered debt counsellor details to target vulnerable South Africans struggling with debt. ⚠️ HOW THE SCAM WORKS: Scammers call YOU first (red flag #1) They use legitimate NCR registration numbers They quote real debt counsellor contact details They claim to be "agents" who can help with applications They pressure you for upfront payments or bank
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💰 A debt collector called your MOM? That’s a violation. Debt collectors are not allowed to drag your family into their collection tactics. Period. Under the FDCPA, a debt collector cannot contact third parties about your debt — and that includes your parents. If they call your mom, dad, sibling, friend, or coworker and reference you or your debt, they’ve crossed a legal line. Here’s what most people don’t realize: That single call can create two violations. - One for you, because they disclosed
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