Join the thousands of homeowners who’ve accessed their home equity without selling or taking out a HELOC, home equity loan, or reverse mortgage.

4 days ago · With Unlock, each homeowner has a different set of terms based on their creditworthiness and home value. Unlike purchasing a new home or refinancing, you won't have a mortgage rate to …

Not registered with Unlock? Start an Application. At Unlock, we provide products and services that help homeowners address financial needs so they can plan the future they envision.

Oct 21, 2022 · Our flagship product is our home equity agreement (HEA), a clear, flexible financing solution for homeowners who want to access their home equity without taking on a monthly payment. …

We unlock the power of home equity to enrich homeowners’ lives. We do that by helping homeowners turn equity into opportunity with clear, flexible financial options – so they can plan the future they …

With an Unlock Home Equity Agreement (HEA), you receive a lump sum of cash today in exchange for a share of your home’s future value. The cost of your HEA is based on how much or how little your …

Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.

Through our HEA, Unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value. There are no monthly payments and no interest charges.

Apr 28, 2026 · Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.