Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. How ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Liability insurance covers injuries and property damage to other people if you cause an accident. Full coverage includes liability insurance as well as comprehensive and collision coverages, which ...

How much you drive your car can impact your car insurance costs. Learn more about how commuting and driving for pleasure can ...

Raising your insurance deductibles can be a quick way to save on premiums, my data analysis found — but it’s not free money.

Question: My car is 10 years old. Should I drop down to minimum coverage on my car insurance? Answer: The 10-year mark is a good time to reevaluate your car insurance needs, but there's more to making ...