People who turn 65 today have a 70% chance of needing long-term care in their remaining years, according to the Administration of Community Living. For many, that will mean home health care.

We expect our loved ones to be able to enjoy their golden years retiring, working on passion projects or getting into new hobbies. However, the transition to senior care is rarely planned.

Although 98% of seniors 65 and over have health insurance, close to four million have unpaid medical bills, according to 2023 data from the Consumer Financial Protection Bureau. That's because most ...